A Berkeley education won’t pinch the pocket as much this fall for many students and their families. The Middle Class Access Plan, a program that caps the contribution parents make toward the annual cost of a Berkeley education at 15 percent of their total income, has $80,000-$150,000 as its income range, up $10,000. The program is expected to award an average of just over $2,500 per student and reach 10 percent more students than it did last year. So far, 3,300 MCAP awards have been made for the 2014-15 year. In addition, tuition has not increased, and there’s been a slight drop in the average amount of student debt for a graduating undergrad. That figure is $17,470, the lowest in the UC system and less than the national debt average of about $25,000. To help students be smart with their finances while in school, a new peer-to-peer coaching program this fall is placing student advisors in the residence halls to share wisdom about budgeting, credit card debt, the importance of credit scores, and more.